Heres my confession upfront. Dave Ramsey grew up in the same area as me and went to the same college. Even though we both sing Rocky Top off key and loudly, I wouldnt know him if I saw him. However, we do share some mutual acquaintances, including a friend of my family who was in his wedding party. As such, I would never speak ill of Dave Ramsey, as hes a friend of a friend. That bias will...
